Start with official sources. Your identity verification stays with the report provider, and you decide whether to bring a saved report into EZKredit AI.
Request your own reports from the federally authorized source, then bring the PDF back to your private EZKredit AI workspace when you are ready.
AnnualCreditReport.com is the only online source authorized by federal law for the free credit reports provided by Equifax, Experian, and TransUnion.
Protect your identity: confirm the address is exactly AnnualCreditReport.com before entering personal information. EZKredit AI will never ask you to send a Social Security number, password, or report by email.
Equifax report access, account help, freezes, and disputes.
Open official resourceExperian report assistance, freezes, fraud alerts, and disputes.
Open official resourceTransUnion free-report information and consumer assistance.
Open official resourceChoose one or all three reports and save the available PDF files securely.
Upload only through your authenticated EZKredit AI workspace—never by email.
Use the secure workflow to organize, analyze, and delete your report.
These links are provided as free consumer resources. EZKredit AI is not a credit bureau, does not receive your identity-verification answers from these websites, and is not currently paid when you use these official links.