Consumer Rights Notice
Free dispute rights
You may dispute inaccurate information directly with consumer reporting agencies and furnishers without paying EZKredit AI.
Accurate information
Neither a consumer nor a credit-repair provider has a right to remove accurate, current, and verifiable information merely because it is negative. EZKredit AI does not generate a dispute reason unless the user identifies a factual basis and reviews the draft.
Official reports
You may request free weekly reports from Equifax, Experian, and TransUnion through AnnualCreditReport.com, the federally authorized online source. Requesting your own report does not affect your credit score. EZKredit AI does not replace official consumer reporting agency processes and does not receive identity-verification answers entered on those external sites.
Seek qualified help
For legal rights or a specific dispute, consult official government resources or a qualified professional. Required federal and state notices must be reviewed by counsel before launch.