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to greater clarity.

Unlock AI report analysis, organization tools, score tracking, and document features. Pricing is for software access only and is not tied to credit outcomes.

Paid enrollment is closed while the credit-services classification, consumer contract, disclosures, cancellation process, service timing, and payment model complete legal review. You can create a free account and use available organization, score-tracking, and readiness tools.
Starter plan

$29/month

1 report upload, 2 AI analyses, 5 AI letter drafts, and 2 active dispute cycles per month

Most popularPro plan

$59/month

3 report uploads, 20 AI analyses, 25 AI letter drafts, and 8 active dispute cycles per month

Premium plan

$99/month

5 report uploads, 50 AI analyses, 50 AI letter drafts, and 20 active dispute cycles per month

Planned allowances, subject to compliance approval

The proposed software allowances are enforced server-side, and failed AI requests are refunded automatically. Additional usage is never purchased or charged automatically. Planned allowance: Starter 2, Pro 20, and Premium 50 analyses per service period. Final pricing and billing timing may change after legal review.

EZKredit AI provides software and educational organization. It does not guarantee score increases, deletions, approvals, or bureau outcomes.