Operational policy • counsel review recommended

AI Disclosure

Effective July 26, 2026. This operational notice describes the controls implemented in the application. Qualified counsel should review jurisdiction-specific obligations before broad commercial launch.

How AI may assist

OpenAI models power structured report and letter-draft generation. EZKore applies EZKredit AI prompts, validation, evidence controls, plan limits, and workflow rules around the model output.

Human review required

Automated output can be incomplete or incorrect. Users must review generated material before acting on it. AI output is not legal, tax, financial, lending, or credit-bureau advice.

No automated decision

AI analysis, EZScore, and SmartPath are internal educational tools. They do not make underwriting decisions, submit disputes automatically, determine legal rights, or guarantee results.

Data controls

Direct identity fields are redacted before AI analysis, input length is capped, provider response storage is disabled, and only validated structured output is saved to the user's private account.

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